The free mobile TAN is one of the most secure procedures in online banking. In addition, phishing attacks on TANs in the mTAN process are also made more difficult. You will receive these via SMS on your mobile phone. If you enter the mTAN incorrectly three times in a row, your transaction will be aborted and you will receive a new mTAN. For security reasons, your mTAN is only valid for a certain period of time.
An mTAN is a mobile TAN or smsTAN and is transmitted via SMS to electronic banking users. As an online banking customer, you will receive a TAN on your mobile phone from Fidor Bank via SMS, which can only be used for this transaction, after the completed transfer has been sent via the Internet. The order must then be confirmed with this mTAN.
Why is this variant more secure? By limiting the validity period of the mTAN to only the transaction ordered in each case, redirection to another account should be prevented. In addition, phishing attacks on TANs in the mTAN process are also made more difficult.
Even if you lose your mobile phone, you don't have to worry because the validity of the mTAN is limited. SMS may also tell you about unauthorised transfer attempts, so you can immediately block your account. The use of mTANs at Fidor Bank is free of charge.
We require your mobile phone number for the mTAN procedure: Whenever you place an online order with us, you will receive an mTAN by SMS on your mobile phone. It is necessary to enter the mTAN to confirm the order. In addition, you can subscribe to various alerts (SMS / e-mail) for your Fidor Mastercard® in order to always be well informed about your card-transactions.
Please remember that we will never ask you online enter personal data such as PINs or TANs or to update your mobile phone with software. Do not upload any updates to your mobile phone that you have received via SMS or MMS.