Apple Pay
Make the most of your Fidor Mastercard® with Apple Pay on iPhone, iPad, Mac and your Apple Watch.

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CARDS

Our cards.
As innovative as you.

Free digital Fidor Debit Mastercard®.

Mobile payments with Fidor Pay and Apple Pay.

Contactless payments with NFC. 

Higher security with Geo-Blocking.

Fidor Cards and Smart Current Account: The best of friends! 

Two products in perfect harmony: our free Fidor Smart Current Account and our digital Fidor Debit Mastercard®. Automatically ready for use when you open an account. This lets you use Apple Pay and Fidor Pay (Android), as well as withdraw or pay-in money easily with Fidor Cash.
You prefer to have to your card in your wallet? No problem. We'll send you a physical Mastercard® to your home address - all you have to do is choose which one. All our cards will accompany you on your travels around the world, and with great conditions.

Have you heard of Geo-Blocking? This tells your Mastercard® where in the world it should be valid. Plus you can also define your personal credit limit. Providing you with even more security! 

Order your smart card now        Order your debit card now

How do I get a digital card as a new customer?
 

How can I switch from a digital card to a physical one?
 

How can I switch from a physical card to a digital card?

Our cards. At a glance:

                             

Fidor Debit

Mastercard® Digital 

Fidor Debit
Mastercard®
Fidor
SmartCard
Monthly Fee € 0 € 1 € 2
Fidor Pay (Android) € 0 € 0 € 0
Apple Pay € 0 € 0 € 0
Transaction Fees € 0 € 0 € 0

International Service Fees
[outside Germany]

€ 0 € 0 € 0

Foreign Exchange Fees

1.50 % 1.50 % 1.50 %

ATM Withdrawals

within Germany

and abroad

€ 3 € 3

Up to 2

withdrawals per

month for free

 

From the 3rd

withdrawal per

month: € 2.50 

Cash Withdrawals

with Mastercard®

at retail partners

No extra costs No extra costs No extra costs

Email Notification

with every card transaction
€ 0 € 0 € 0

SMS Notification

with every card transaction

€ 0.10

(per SMS)

€ 0.10

(per SMS)

€ 0.10

(per SMS)

Reset of card PIN
[after entering it wrong three times]
€ 8.50 € 8.50 € 8.50
Order of a replacement card
[physical]
€ 0

€ 15

€ 15

  

Our cards.
As innovative as you.

Order your smart card now        Order your debit card now

FAQs

If you currently have a physical card and would like to have a digital card in the future, you can easily cancel your existing card in online banking or in the Fidor Smart Banking App and then order a new digital card.

To do this, go to the "Kartenverwaltung" tab in the app and click on "Karte dauerhaft sperren ". You can then order your new digital card in the app by clicking on "Karte bestellen"  in the “Kartenverwaltung" tab.

In online banking you can cancel your old card, if you click in the section "Einstellungen" on "Kartenverwaltung", then on “Kündigen / Sperren” and then on “Karte kündigen”. In the next step you can order a new digital card, if you go to the section “Cash Manager” and click on “Karten” and then on “Jetzt bestellen”.

If you currently only have a digital card and would like to have a physical card in the future, you can easily order it in oOnline banking or in the Fidor Smart Banking app. Please note, that the production and shipping of your new card may take a few working days.

To do this, go to the " Kartenverwaltung " tab in the app, click " Karte bestellen " and select your new physical card.

In online banking the process is similar. Go to the section “Cash Manager” and click on " Karten" and then on " Jetzt bestellen".

No, the Fidor Debit Mastercard® is not prepaid card. 

Along with the credit card and prepaid card, the Fidor Debit Mastercard® is a new product from Mastercard®, combining the advantages of a current account card and credit card in one.

As a new customer, you’ll automatically receive the Fidor Debit Mastercard® Digital when you open an account. As an existing customer, you’re also free to order the Fidor Debit Mastercard® Digital as well. However, please bear in mind that each account can only have one active card max. This means it’s not possible to have an active Fidor SmartCard and an active Fidor Debit Mastercard® Digital, at the same time.

The Fidor Debit Mastercard® is accepted anywhere in the world where you can pay with Mastercard® or PayPass. 

In Thailand, cash withdrawals are capped at € 250 per withdrawal. You should not exceed this amount including fees.

No, the Fidor SmartCard isn’t a prepaid card. 

The Fidor SmartCard is accepted anywhere in the world where you can pay with Mastercard®, Maestro or PayPass. 

In Thailand, cash withdrawals are capped at € 250 per withdrawal. You should not exceed this amount including fees.

Account switch service

Fidor makes it easy for you to switch to your new Fidor Smart Current Account.

Find out more