Fidor's Banking-as-a-Service (BaaS) enables your own white-label Bank

Start your Future in Banking with Fidor 

Fidor´s Banking-as-a-Service (BaaS) connects you to Fidor’s open banking platform. In doing so, you can provide financial services to your customers. Fidor´s white label banking solution includes: optional services such as bank-license sheltering across Europe, infrastructure and technology, compliance, risk management, go-to-market strategy and customer service. You take care of your brand and day-to-day business - we'll run your bank.

​Expand your Business - or start it with full potential! 

Don’t wait to start – use the fast and easy Go-to-Market with Fidor. How can we help you?

Business Services
Card Management
Customer Support

With these powers consolidated under a Licence Shelter, customers can concentrate on their business.
Fidor takes care about the background technology, the structure of the ecosystem.

How does it work?

Fidor provides the foundation for a unique Banking-as-a-Service (BaaS) white-label cloud solution powered by open APIs to make your vision a reality.

We offer a complete Business Process Outsourcing service
that caters to your needs, including:

  • Banking expertise and products
  • Experience with Anti-Money Laundering (AML) risk
    and compliance
  • Dedicated customer service
  • SaaS, AWS and private cloud deployment
  • Fidor Bank’s license (EU only)

You take on no risk, no regulatory constraints. Fidor Bank is a fully audited bank.

We take care of all regulatory issues. Your banking project becomes a reality and we even run it for you!

No Risk, no regulatory Constraints – Full focus on you and your customers!

  • With Fidor, you have the chance to develop mobile or web-based applications, which get in touch with our Core Banking System.

  • We bundle technical administrative and customer-specific know hows and the necessary infrastructure to give you a quick start.

  • You do not need to be a bank – we are fully-licensed. Meaning: We took already the hurdles to get into the financial market.

  • Use the digital power and awareness: Be active and show yourself online. With our expertise in this environment we can support you individually in technical, legal and business fields – and you focus on the development of your business model.

Customer case: o2 Banking

Our award-winning technology creates trust.
Our showcase in Germany is “o2 Banking”, Germany’s first mobile bank launched in 2015, which sets the standard for the future of mobile finance.
check o2 banking usecase

Fidor Banking APIs

Geting started with Fidor Bank's API application manager is easy: Follow API documentation and get connected to Fidor's API developer community.

Check documentation here

Ready for an overall concept to give you the best start in your digital banking?

Our Strategy

  • We work innovative and customer-orientated – that is why we build tailor-made financial management solutions with the idea of renew it to the fast-changing market
  • Co-working also means cost reductions and a better standardization
  • We offer a toolkit with different solutions and modules for each scenario which can occur

Why Us?

  • We drive innovation - right from the beginning
  • In a digital world there is always the need for more agility... 
  • ... and the change of banking business architecture.
  • Fidor stands for Customer-centricity and the conscious demand of products

Your further Benefits

  • Pay-as-you-grow
  • No Technology Investment
  • Benefit from Fidor Solutions, Fidor Banking and Digital Marketing Expertise
  • No need to build or train teams on activities that are considered non-strategic, but still essential for operations

For banking products and services visit

Fidor Group



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